• Possibility to obtain extended payment terms
• Convert external payments into internal payment
• Access a guarantee (non-cash) facility that is competitive compared to other classical forms of guarantee
• You do not have to pay taxes or fees to BCR
• Undertake your operations safely, since they are performed through a specialized network, having an internationally regulated framework and norms - Factors Chain International 
• Access to operations that are free of cost, fast and have a simplified documentation

• BCR, pursuant to an analysis of your external relationships, can request the Export Factor to contact your supplier (the Exporter/Seller) in order to showcase the advantages of this product
• Import Factoring helps you to send information relating to the good standing of your company and, thus, consolidate your commercial relationships by increasing your volumes and payment due dates

In order to have your usable factoring ceiling approved within the guarantee facility, you must submit the following:

• Commercial document (contract, order etc.)
• Financial statements of your company

 For your supplier (Exporter):

Factoring transactions are considered implemented upon signing the Factoring agreement between the Exporter and his bank (the Export Factor), who subsequently notifies BCR (the Import Factor) regarding this commitment. You are also notified about this factoring agreement and, from that moment on, you will pay your external partner through BCR, without being bound to sign the factoring agreement or to pay taxes and fees for such operations.