Overdraft

Continuity in carrying out your current activity
Fluidization of payments
Easy access to funds, without justifying the destination
Possibility to benefit simultaneously from several Overdrafts registered in different current accounts, if the company's field of activity requires to highlight the collected amounts in different current accounts
Accessibility, by having the option to attach a debit card to the current account afferent to the Overdraft - permanent access to financing sources
Possibility of 24/7 use via Electronic banking
Specialized consultancy from a BCR representative on choosing the optimal solution for financing/guaranteeing

financing current activity (suppliers, duties, salaries, taxes etc.), depending on the customer’s needs
granted in lei or foreign currency (EUR/USD)
highlighted on the debit of the current account through which the collection of amounts related to the current activity undertaken by your company is performed
reimbursements are made automatically, on a daily basis, providing the option to re-use the reimbursed amounts
the reimbursement rate and the unique maturity is set on the final day of the creditting period

financing current activity (suppliers, duties, salaries, taxes etc.), depending on the customer’s needs
granted in lei or foreign currency (EUR/USD)
highlighted on the debit of the current account through which the collection of amounts related to the current activity undertaken by your company is performed
reimbursements are made automatically, on a daily basis, providing the option to re-use the reimbursed amounts
the reimbursement rate and the unique maturity is set on the final day of the creditting period

A revolving type credit product, with multiple drawings and reimbursements at any time during the creditting period, within the available ceiling