Investment/Mortgage loan

Reduced financial effort upon starting the financed objective, depending on the grace period granted
The investment loan covers a wide range of expenses relating to investment projects that can be credit-financed, such as expenses relating to the procurement and/or development of lands/buildings, the purchasing of cars, machinery, fruit-growing and wine-growing equipment/plantations
The mortgage loan only covers the financing of real estate investments or the re-financing of a loan granted for financing a real estate investment

Covers the expenses relating to the re-financing of investment loans contracted from other banks
Can be granted for the purpose of re-financing expenses associated with investment projects, made from own sources
Possibility to finance the VAT associated to the relevant investment by granting a distinct loan
Possibility of financing, from the credit ceiling, premiums relating to the options on exchange rates or on the interest rate contracted by you for covering the currency/interest risks associated with the contracted loan
Specialized consultancy from a BCR representative on choosing the optimal financing/guaranteeing solution for your company

Destined for financing/re-financing of expenses associated with investment projects
Granted in lei or foreign currency (EUR/USD)
Non-revolving ceiling
Credit period established depending on the nature of investments and on their period of amortization
Can be fully drawn, up to a certain date, or spread out based on supporting documents
Reimbursement at the due dates provided within a schedule that is mutually agreed between the bank and you

For additional information, you can contact any Corporate Business Center