More refinancing
Come to George to refinance your loan from any bank. 100% online.
More refinancing
Come to George to refinance your loan from any bank. 100% online.
What can you do in a maximum of 10 minutes?
You open the George application and instantly get the personal loan. Directly from the phone.
Benefits
Now you can more easily enjoy the experiences you have always dreamed of.
You do everything 100% online and you can have up to 200,000 RON on the spot.
And the fixed rates in lei, the personalized interest and zero administration fee also come with George Credit.
You have fixed rates and zero administration fee.
You have up to LEI 200,000 on the spot
You do everything online, with no trips to the bank
Get protection and an interest discount of 0.5pp with the optional insurance, fee charge, for: total and permanent disability, temporary incapacity for work, unemployment, hospitalization, death
You can reimburse the loan anytime you want, between 1 and 60 months in the case of new loans and of loans intended for the refinancing of loans granted after 8 July 2020. In the case of loans intended exclusively for the refinancing of loans granted before 8 July 2020 (no additional amount is granted), reimbursement can be completed in 1 to 120 months.
Standard fixed interest rate from 8.49% to 20.99%. You can get a fixed interest rate from 6.49% to 18.99% with interest discounts when you choose this option:
- salary or pension received at BCR (1pp)
- salary or pension received at BCR and loan refinancing from another bank (1.5pp)
- insurance, fee charge, for: total and permanent disability, temporary incapacity for work, unemployment, hospitalization, death (0.50 pp)
The standard interest rate is fixed, from 8.49% to 20.99%/year (APR from 9.14% to 25.94%) and differs according to several variables used in the analysis of the loan application, history of relationship with the bank, income earned, length of employment, outstanding instalments and payment behavior, amount, loan period, etc. You can get a fixed interest rate from 6.49% to 18.99% because you get interest rate discounts when you opt for: salary or pension received at BCR (1pp), salary or pension received at BCR and refinancing a loan from other bank (1.5pp), insurance purchased from BCR (0.50 pp).
Representative examples calculated for a 5-year loan of 30,000 lei, 200 lei analysis fee and zero administration fee. Offer valid until 31.12.2024
- Minimum interest rate (with all discounts included): 6.49%, Fixed rate: 629 lei/month (includes monthly cost with insurance: 42 lei); Total amount payable: 37.931 lei; APR=10.15%.
- Average interest: 11.49%, Fixed rate: 660 lei/month; Total amount payable: 39,778 lei; APR=12.44%.
- Maximum interest: 20.99%, Fixed rate: 811 lei/month; Total amount payable: 48,886 lei; APR=23.52%.
Download the George app and get your fast credit from the George Store
In case you haven't met George yet, you can download him from the App Store or Google Play.
Then, directly from the application, go to the George Store and choose the amount you want to borrow. Simple and fast, you get your credit online in less than 10 minutes.
With George you can refinance an existing loan and receive extra money
You can choose a new personal loan or you can refinance your existing loans with other banks.
Now everything is much easier to get a refinancing loan, directly from the George store.
George: Fast and Simple Online loan.
You need a loan fast or you want to refinance a loan? George is our solution for you! You have at your disposal a fast online loan for your dreams to come true.
Configure your loan with just a few taps on the screen and get your online loan fast. Choose simply and fast the loan amount and the lending period. If you choose to receive your income into a BCR account and to refinance a loan from another bank you get a discount of 1.5% and if you opt for a loan insurance from BCR you get an extra discount of 0.5%.
Eligibility conditions
Eligibility conditions for the George loan 100% online
To have incomes from salaries reported to ANAF or cashed in BCR account, or to have incomes from pension reported to ANAF
To not have current overdue debts, including garnishments
To not have recorded significant overdue debts on loans in the past
To be between 18 and 65 years old at the end of the loan if you are employee or up to 75 years old if you are pensioner
Eligibility conditions for loans granted in the branch
Your income is not reported to ANAF or cashed in BCR account or do you simply want a higher loan and you can bring a co-payer? We are waiting for you in the unit with the following documents:
- Salary certificate (only if customers do not collect the salary in the BCR account)
- Recent pension coupon or current account statement (only if the pension is not collected in the BCR account)
- Final retirement decision