option to extend the loan depending on the extension of the payment period for the APIA subsidy
possibility of using guarantees granted by FGCR/FNGCIMM
Features
destined for financing the working capital required for the performance of the current activities, up to the moment of effective payments made by APIA
eligible beneficiaries can be corporate customers, small companies, certified individuals, individual enterprises, other legal persons who are beneficiaries of APIA subsidies/transitory national aids, which:
own a collateral deposit account assigned in favor of the bank, in which the subsidy amounts will be collected
undertake activities in the agricultural field for at least 12 months prior to requesting the credit
currency: RON
the value of the loan can be a maximum of 80% - 90% of the amount to be collected from APIA, depending on the applicable agreement concluded between BCR and APIA