Current account
The current account for legal persons is a banking product used by legal entities to manage their payments, collections and cash reserves.
Features
- destined for financing the working capital required for the performance of the current activities, up to the moment of effective payments made by APIA
- eligible beneficiaries can be corporate customers, small companies, certified individuals, individual enterprises, other legal persons who are beneficiaries of APIA subsidies/transitory national aids, which:
- own a collateral deposit account assigned in favor of the bank, in which the subsidy amounts will be collected
- undertake activities in the agricultural field for at least 12 months prior to requesting the credit
- currency: RON
- the value of the loan can be a maximum of 80% - 90% of the amount to be collected from APIA, depending on the applicable agreement concluded between BCR and APIA
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